Recreational Vehicle Insurance Coverage

Recreational Vehicle Insurance: Securing Your Leisure Time

At M.H. Smith Insurance, we understand the importance of your recreational time. As a locally owned insurance agency with over 60 years of experience, we specialize in providing comprehensive recreational vehicle insurance policies, including boats, motorcycles, ATVs, water crafts, snowmobiles, travel trailers and motorhomes. Whether you're in Wisconsin or Minnesota, our licensed professionals are ready to meet you at your home or business to ensure you're properly insured. Get in touch with us to secure your leisure time.

Why Recreational Insurance is Essential

Recreational insurance is not just a policy; it's a necessity. Here's why:

• Provides coverage for your recreational vehicles and equipment
• Offers financial protection against unforeseen incidents
• Ensures uninterrupted enjoyment of your leisure activities
• Grants peace of mind in knowing you're fully protected

Contact M.H. Smith Insurance to learn more about our recreational insurance policies.

The M.H. Smith Advantage

Why should you trust M.H. Smith Insurance with your recreational insurance needs? Here are some compelling reasons:

• Access to an above-average number of insurance carriers
• Service coverage throughout Wisconsin and Minnesota
• Personalized service with home or business visits
• Expertise of licensed professionals
• Over 60 years of industry experience
• Assurance of dealing with a locally owned business

Experience the M.H. Smith Insurance advantage. Contact us today.

Contact Us

Ready to secure your leisure time with comprehensive recreational vehicle insurance? Reach out to M.H. Smith Insurance. We're here to serve your needs in Wisconsin and Minnesota, providing personalized service right at your doorstep. Let's discuss how we can protect your recreational vehicles today.

Did You Know?

Your ATV or snowmobile likely has liability coverage while on your property, but once you take it "off-premise," you would need to have specific liability coverage on your recreational vehicles.

Adding a recreational vehicle to your homeowners policy may not give you all the coverage that a recreational vehicle policy provides. This could leave you vulnerable if you or someone you give permission to use the sled or ATV are injured while riding.

To have physical damage coverage for your recreational vehicle, you will also want to add specific coverage naming each individually along with their values.

Boaters, remember to discuss the values of trolling motors, fishing equipment, and more to be sure you have the proper coverage for those items.

If you're a hunter, your guns, bows, and ammunition may have limited coverage for theft under your policy. It is advisable to discuss the value of these items with your agent.

Secure Your Investment

M.H. Smith Insurance offers a wide range of coverage for multiple recreational vehicles, including boats, motorcycles, ATVs, water crafts, snowmobiles, travel trailers, and motorhomes. Our experienced professionals will help you find the right policy for you. Call us today for coverage options!